Especially ones 'of America'. And here is why. I just checked my statement on-line and saw that I had an overdraft from a debit of $32 and change. This is the first one in about a year, so it's not something that happens very often, but sometimes I forget to carry the 1 in my brain and 'blammo' that'll be $33.00 more thank you very much. What really gets my dander up is— this mis-transaction is completely electronic. No one had to deal with it like the 'Days of Yore' when someone actually had to 'bounce' a check, that generated paperwork, that forced some part time clerk to judge you 'like she's never forgot to carry the 1. Ugh I'm choking on my own rage over this...